var tips = new Array("Auto Insurance Loss Of Use Coverage will cover you for the costs of renting a vehicle while your vehicle is being repaired due to an insured peril.",
"Auto Insurance Road Hazard Glass Coverage will cover the Glass of your Vehicle damaged by an object that was thrown up or fell from another vehicle.",
"Auto Insurance Policy can cover not only your own vehicle, but damage to a vehicle you rent or borrow.",
"When your Auto Insurance Policy insures your vehicle as Licensed, it will automatically insured your vehicle if it becomes Unlicensed and in Storage.",
"When an Auto Insurance Policy insures the vehicle as Unlicensed and in Storage, you will not be covered if the vehicle is used. (Ex: A Cabin Trailer being used to Cook Or Sleep in is not considered In Storage)",
"Auto Insurance Replacement Cost Coverage will cover New Vehicles for the Purchase priced paid for the vehicle (No Depreciation at Time of Loss).  Replacement Cost Coverage also means that your vehicle will be repaired with New Parts instead of Used Parts.",
"Antique Autos or Restored Autos of high value need to be insured under a Stated Value Auto Insurance policy.  If the vehicle is not insured to an Appraised Value, the value of the loss will be on Actual Cash Value Only.",
"Most Insurance Companies will Exclude losses caused by Flood and Water Seepage, therefore you should always take steps to protect your property as best as possible from these losses during the spring season.",
"High value items such as Jewellery, Fine Art and Furs may need appraisals before a loss to insure them to their Appraised Value.  It is the insured's responsibility to prove the value of Insured Property.",
"If you leave your home during the normal heating season for more than 10 days you must do one of three things.  You must shut off the water supply and drain all pipes and appliances, or have a reliable person come in daily to check the heating, or you must have your dwelling electronically monitored 24 hours per day by a company that monitors low temperature.",
"Theft caused by tenants renting a room or suit in your home may be excluded from your Home Insurance Policy.",
"A Reduced Glass Deductible for your home is available through most insurance companies.",
"If you operate a Home Based business from your dwelling you must disclose this information to the insurer.  By not disclosing this information to an insurer, the insurer therefore can deny any claim under the policy, whether directly caused by the Home Based Business or not.",
"Most Home Insurance policies will cover your personal belongings Anywhere in the world while they are Temporarily Removed.  If your belongings are in Storage away from your dwelling you may have to apply for special coverage to cover your belongings.",
"Fuel Oil Tanks Deteriorate over time.  If your tank is older than 15 years old you should consider replacing the tank.  Cleaning up a spill from a fuel oil tank is expensive; in some cases a cleanup can cost more than the property is worth.",
"If the occupancy of your dwelling changes (Owner Occupied, Family Occupied, Rented, Vacant) you should contact your insurance broker as soon as possible (Within 30 days).  Changes in occupancy are a Material Change in Risk, and the insurance company must be notified to comply with your insurance contract.",
"Installing a 24-hour Centrally Monitored Alarm System in your home may give you a discount on your Home Insurance Policy.  Discounts Vary from 5%-25% depending on insurance company and location of residence.",
"Most companies offer a mature discount to their customers.  If you are 50+ you should contact your Insurance Broker if you don't or are unsure if you have an age discount on your policy.  An insurance Broker cannot add a discount without knowing your date of birth.  Discounts and Age limits may vary between insurers.",
"You may be charged the cost of a Fire Department responding to a fire on your property even if you were not the one to contact them.  Fire Department Charges may be covered by you Insurance Policy, but may require a specific coverage to be added.  Please contact your insurance broker if you do not or unsure if you have or need this coverage.",
"An insurance company must be informed of any Solid Fuel Burning appliance in your home, or any Removed Solid Fuel Burning appliance heating your home.  By not disclosing this information to an insurer, the insurer therefore can deny any claim under the policy, whether cause by the appliance or not.",
"When a property claim occurs the first step you should take is to protect your property from any further damage or loss, then contact your Insurance Broker as soon as possible to initiate the claims process.",
"It is the insured's responsibility to prove the value of a loss at the time of a claim.  You should always keep receipts or appraisals on High value items, and keep them in a safe place.  Keeping Make, Model, & Serial Number information on Electronics is always a good idea too.",
"It is law in Saskatchewan that when an ATV is operated on Public Land the Owner/Operator of the ATV must carry a minimum of $200,000.00 in Liability Insurance.",
"Machinery Loss Of Use Coverage will cover the cost of renting a replacement Machinery Item while an Insured Machinery item is being repaired from an insured loss.",
"If you Perform any Customer Farming or Use your Farm Machinery a/o Equipment for Business or Commercial Purposes an endorsement may need to be added to your policy to cover the Items for such use.",
"LV Plated vehicles may be used for Personal a/o Business Use.  However If you use your LV Plated vehicle for Business Use, you may need a Commercial Auto Policy to cover the vehicle.",
"If you are ever in doubt on whether certain information about your insured property is a factor on your insurance, you should always disclose this information to your Broker.  Coverage can usually be excluded if you do not want to pay extra premium.",
"The cheapest insurance price is not always the best insurance choice.  Coverages, Exclusions, Deductibles, Discounts and Rating Factors differ from Company to Company.  Consult your Insurance Broker for an Unbiased Coverage Comparison.",
"Guaranteed Replacement Cost is a Coverage in which the Insurance company will pay to replace your dwelling or outbuildings at today's prices with material of similar kind and quality.  They will do this even if the cost is more than the amount of protection purchased.  Consult your broker for a free home evaluation."
);
var titles= new Array ( "Auto","Auto","Auto","Auto","Auto","Auto","Auto","Farm/Home","Farm/Home","Farm/Home","Farm/Home","Farm/Home","Farm/Home","Farm/Home","Farm/Home","Farm/Home","Farm/Home","Farm/Home","Farm/Home","Farm/Home","Property Claims","Property Claims","ATVs","Farm","Farm","Auto","Farm/Home/Auto","Buying","Home");



function ParaOver(CaoPhong) {
    alert(CaoPhong);
    <!--  CaoPhong.style.backgroundColor="#ffffcc";
    var textFont=CaoPhong.getElementsByTagName("font")[0];
    textFont.style.color="black";
    CaoPhong.style.cursor="Hand";
    -->
  
  
    }
function ParaOut(CaoPhong) {
    CaoPhong.style.backgroundColor="#004080";
    var textFont=CaoPhong.getElementsByTagName("font")[0];
    textFont.style.color="white";
}

function MenuOver(CaoPhong) {
    CaoPhong.style.backgroundImage="url(Images/Button2.gif)";
    CaoPhong.style.cursor="Hand";
}

function MenuOut(CaoPhong) {
    CaoPhong.style.backgroundImage="url(Images/Button1.gif)";
  
}
function MenuClick(a) {
    location.href="http://www.lakelandagencies.ca?page="+a;
    //document.URL="http://www.lakelandagencies.ca?page="+a;
    //var eleT=document.getElementById("PAGETITLE");
    //eleT.innerHTML=a;
    //eleT=document.getElementById("main");
    //var newHTML="dev"+a+".php";
    //eleT.src=newHTML;
    setTip(a);

    
}


function MM_openBrWindow(theURL,winName,features) { //v2.0
    window.open(theURL,winName,features);
}
function setTip() {

    var eleT=document.getElementById("TIPTITLE");
    var index=rand(tips.length-1);
    eleT.innerHTML=titles[index];
    var ele=document.getElementById("INSTIPS");
    ele.innerHTML=tips[index];


}
function rand ( n )
{
    var r=Math.floor ( Math.random ( ) * n + 1 );
    if (r<0) r=0;
    if(r>tips.lenght-1) r=tips.length-1;
    return ( r );
}